*Test Your Ridgewood Knowledge Sweepstakes
No Purchase Necessary. Products and services subject to change.
Eligibility: Must be a legal resident of the United States (excluding residents of Puerto Rico, U.S. Virgin Islands, Guam and other U.S. territories), an existing customer of Ridgewood Savings Bank, and at least 18 years old as of the date of entry in order to enter the Test Your Ridgewood Knowledge Sweepstakes (“Sweepstakes”). Employees, officers and trustees of Ridgewood Savings Bank, immediate families (spouse, parents, children, and siblings) and individuals living in the households of such individuals are not eligible to participate. All eligibility is subject to all federal, state and local laws and regulations. All entries are the property of Ridgewood Savings Bank (the “Sponsor”).
How to Participate: Sweepstakes begins at 12:00 AM Eastern Time (“ET”) on March 1, 2021 and ends at 11:59 PM ET on Friday December 31, 2021 (“Sweepstakes Period”). During the Sweepstakes Period there will be ten (10) separate entry periods (each an “Entry Period”) with each Entry Period lasting for one (1) month as follows:
- Entry Period 1 begins on Monday, March 1, 2021 at 12:00AM ET and ends on Wednesday, March 31, 2021 at 11:59PM ET (“Entry Period 1”).
- Entry Period 2 begins on Thursday, April 1, 2021 at 12:00AM ET and ends on Friday, April 30, 2021 at 11:59PM ET (“Entry Period 2”).
- Entry Period 3 begins on Saturday, May 1, 2021 at 12:00AM ET and ends on Monday, May 31, 2021 at 11:59PM ET (“Entry Period 3”).
- Entry Period 4 begins on Tuesday, June 1, 2021 at 12:00AM ET and ends on Wednesday, June 30, 2021 at 11:59PM ET (“Entry Period 4”).
- Entry Period 5 begins on Thursday, July 1, 2021 at 12:00AM ET and ends on Saturday, July 31, 2021 at 11:59PM ET (“Entry Period 5”).
- Entry Period 6 begins on Sunday, August 1, 2021 at 12:00AM ET and ends on Tuesday, August 31, 2021 at 11:59PM ET (“Entry Period 6”).
- Entry Period 7 begins on Wednesday, September 1, 2021 at 12:00AM ET and ends on Thursday, September 30, 2021 at 11:59PM ET (“Entry Period 7”).
- Entry Period 8 begins on Friday, October 1, 2021 at 12:00AM ET and ends on Sunday, October 31, 2021 at 11:59PM ET (“Entry Period 8”).
- Entry Period 9 begins on Monday, November 1, 2021 at 12:00AM ET and ends on Tuesday, November 30, 2021 at 11:59PM ET (“Entry Period 9”).
- Entry Period 10 begins on Wednesday, December 1, 2021 at 12:00AM ET and ends on Friday, December 31, 2021 at 11:59PM ET (“Entry Period 10”).
To enter the Sweepstakes during each Entry Period, an eligible entrant must take the “Test Your Ridgewood Knowledge” quiz which can be found above and get all the answers correct. An entry will not be eligible until the entrant gets every answer correct. Entrants must also submit their name, email address, phone number and mailing address at the time of submitting their quiz responses. Entrants must provide a United States mailing address (no P.O. Boxes). There is a limit of one entry per person during each Entry Period. The use of robotic or automatic devices for entering the Sweepstakes is prohibited and Sponsor reserves the right to nullify all such entries and to disqualify the responsible individual from entering. Normal Internet access and usage charges imposed by your online service will apply and are your sole responsibility.
Eligible entrants may also hand print their full name, address, zip code, telephone number, and email address on a plain piece of 3” x 5” paper and mail your entry with first class postage affixed to: Ridgewood Savings Bank, 71-02 Forest Avenue, Ridgewood, NY 11385, Attn: Marketing Contests. Limit one entry per outer mailing envelope. Sponsor is not responsible for incomplete, lost, late, damaged, illegible, misdirected or postage due mail. All entries must be received by 11:59 PM ET on the last day of each respective Entry Period.
Entries that do not comply with these Official Rules herein as determined by the Sponsor in its sole discretion will be disqualified. Sponsor is not responsible for lost, late, misdirected, corrupted, incomplete or damaged entries. Proof of submission is not proof of receipt by Sponsor. By entering this Sweepstakes, each entrant agrees to be bound by these Official Rules and by all decisions of the Sponsor, whose decisions regarding all aspects of the Sweepstakes shall be final.
Drawing and Prize: Four (4) winners (“Winner” or “Winners”) will be selected in a random drawing containing all eligible entries received during each Entry Period on the last day of each Entry Period for a total of forty (40) Winners throughout the course of the Sweepstakes Period. The odds of winning vary based on total number of eligible entries received. Sponsor’s decision is based on its sole discretion and interpretation of these Official Rules and is final and binding in all respects. Each Winner will be awarded one (1) Visa e-Gift Card valued at $100 (“Prize”). The actual retail value of all of the Prizes is $4,000.00.
Winner will be notified via email. Once the Winner responds and Sponsor can confirm their email address, the Prize will be sent to the Winner via email. If Winner is unreachable after five (5) days or is ineligible for the Prize, an alternate winner will be selected by the Sponsor. Prize is nontransferable. Sponsor reserves the right to substitute the Prize or any one or more components of the Prize with a prize or component of equal or greater value. Winner is solely responsible for any and all Federal, state and local taxes and fees assessed as a result of the Prize. Sponsor is not responsible for Prizes lost in the mail.
General: By claiming the Prize, the Winner authorizes the use, without additional compensation, of his or her name and/or likeness and/or voice/photograph and/or municipality of residence for promotion and/or advertising purposes in any manner and in any medium which the Sponsor may deem appropriate. Winner and all entrants, as a condition of entry into the Sweepstakes, agree to release Sponsor from and against any and all liability, claims or actions of any kind whatsoever for injuries, damages, or losses to persons or property which may be sustained in connection with participating in any aspect of the Sweepstakes, the receipt, ownership or use of the Prize awarded, or any typographical or other error in these Official Rules. The Sweepstakes is subject to all federal, state and local laws. The Sponsor reserves the right to withdraw, terminate or modify the Sweepstakes at any time and for any reason without prior notice. Void where prohibited or restricted by law.The Sponsor is not responsible for mechanical, technical, electronic, communications, telephone, computer, hardware or software errors, malfunctions or failures of any kind including: failed, incomplete, garbled or delayed transmission of online entries, traffic congestion on telephone lines, the Internet or any website or lost or unavailable network connections which may limit an online entrant’s ability to participate in the Sweepstakes, and any injury or damage to entrant’s or any other person’s computer related to or resulting from participating in or downloading any information necessary to participate in the Sweepstakes. The Sponsor reserves the right in its sole discretion to disqualify any individual that tampers or attempts to tamper with the entry process or the operation of the Sweepstakes; violates the Official Rules; or acts in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person. Any attempt by any person to deliberately undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and, should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.
Sponsor: The Sweepstakes is sponsored by Ridgewood Savings Bank, 71-02 Forest Avenue, Ridgewood, NY, 11385.
Winners’ List: To obtain the names of the Winners, send a self-addressed stamped envelope to: 71-02 Forest Avenue, Attn: Marketing Contests, Ridgewood, NY, 11385. Requests must include the entry period for which the list of Winners is being requested. All such requests must be received by 1/7/2022.